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ISO / FSRS Rating

Know Your ISO Rating
Before ISO Does

Estimate your FSRS score and Public Protection Classification straight from your live department data — response times, staffing, water supply, and apparatus. Find the points you're leaving on the table, then go get them.

Your ISO Public Protection Classification (PPC) affects property insurance premiums across the community you protect — and for most volunteer departments, it's a black box that only opens every several years when ISO shows up to evaluate. 911 Analytics turns it into something you can see and work on continuously, by estimating your FSRS score from the data your department already generates.

911 Analytics ISO report showing FSRS/PPC score estimate, class banding, and credit by section with NFPA benchmarks
The FSRS/PPC estimate, computed live from your run and training data.

An estimated class, computed from live data

The report produces an estimated total score and PPC class, broken out by the four FSRS sections: Emergency Communications, Fire Department, Water Supply, and Community Risk Reduction. Each section's credit is derived from your actual records — runs, response times, training hours, staffing, apparatus, and hydrant flow — so the estimate reflects your real operation, not a questionnaire.

See the gap, then close it

The real value isn't the number — it's seeing where the points are. When the report shows water supply credit sitting at zero while fire department credit climbs, that's a concrete, fixable target. Because the items are computed live, fixing the underlying records — logging personnel on every run, recording training hours, documenting hydrant flows — moves the estimate in real time. It turns ISO improvement from a once-a-decade scramble into an ongoing, visible process.

An estimate, honestly labeled. Section totals, divergence, and class banding follow the published FSRS schedule. Item-level credits are directional — ISO's internal relative-value tables can't be exactly reproduced, and 911 Analytics isn't affiliated with ISO or Verisk. It's a planning tool to find and close gaps before the official evaluation, not a substitute for it.

NFPA benchmarks alongside your numbers

Response and staffing figures display against NFPA benchmarks — turnout time, response time, and personnel-per-incident — so you can see at a glance where your department stands against the standards that inform both ISO and your own operational goals. Export the whole thing to PDF for board presentations, grant applications, or your own records.

Built into the platform, not bolted on

Because the ISO report draws from the same data as your run reports, apparatus records, and hydrant management, there's nothing separate to maintain. Document your incidents and inspections the way you already do, and the rating tool stays current automatically. It's one piece of a complete platform built by volunteer firefighters for volunteer and combination departments — at flat pricing, with no per-seat fees.

See your estimated rating in a demo

Schedule a live walkthrough and we'll show you the ISO report running on real department data — and where the points come from.

Schedule a Demo